3.99%
(5.756% APR)

First-Year Rate

30-Year Fixed with 1/0 Buydown Program
Limited Time Only on Select Homes

For a limited time on select quick move-in homes, Holt Homes is offering a reduced interest rate for the first year of a 30-year fixed-rate loan and then a locked interest rate starting with year two for the remaining loan term. This offer is only available on homes under contract by September 30, 2024, so take advantage of this great rate now.

 

Year 1

Year 2-30

3.99%
4.99%
5.756% APR - FHA  |  5.236% APR - CONV.

Discover the Holt Homes' 1/0 Buydown Program and give yourself one more reason to make your next move.

EXAMPLE: 1/0 BUYDOWN PROGRAM SAVINGS

Loan Type: Conventional 30-Year Fixed
Note Rate: 4.99% (5.236% APR)
Loan Amount: $550,000

 

Year 1

Monthly Payment

SAVINGS
WITH REDUCED RATES

Year 1 3.99%
$2,622.61

$686.11 / per month*

Year 2-30 4.99%
(5.236% APR)
$2,949.16
$534.79 / per month*
Compared to a current rate of 6% with a monthly payment of $3,297.53

Save up to $65,000 in your first 10 years of owning a new home!

Take advantage of big savings today!
Complete the form below to apply now.

†Available for select Move-in Ready single family detached inventory homes at select Holt Homes Oregon and Washington communities (see sales professional for details). All applications are subject to credit approval and agency maximum seller contributions. Not all applicants will qualify. Applications must be received by CLM Mortgage, Inc. and rate locked by noon on 09/30/2024. Home must close by 10/31/2024 to qualify for promotion. Financing offered by CLM Mortgage, Inc, NMLS #215239, Mortgage Lending License #215239, Consumer Loan Company License #CL-215239. Above information for FHA Mortgage is based on an FHA Loan with 3.5% down payment, loan amount $589,132, minimum credit score of 680. Rate also available for VA loan program. Above information for Conventional Mortgage is based on a Conventional Loan with a 10% down payment, loan amount of $550,000 minimum credit score of 740. This is not an offer for an extension of credit nor a commitment to lend. Holt Homes is affiliated with CLM Mortgage, Inc. This offer cannot be combined with any other promotional offers. This advertisement is for illustration purposes only and isn’t part of a legally binding contract.