Start the Year Feeling at Home. 

MAKE HOMEOWNERSHIP POSSIBLE WITH SPECIAL FINANCING OFFERS.
 

A new year doesn’t have to mean starting over. Sometimes it simply means finding a home that finally fits—your life today and the life you’re building next.

At Holt Homes, we believe feeling at home starts with comfort you can count on: spaces that work the way you live, and a monthly payment that lets you breathe. That’s why, for a limited time, our affiliated lender is offering special New Year financing options designed to make moving forward feel possible. 

These limited-time offers won’t last—secure your savings before March 1st!

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Financing options that fit your plan for the future.

30-YEAR FIXED RATE
FHA

3.999%* (4.726% APR)

Minimum Credit  Score 680
Required Money Down 3.5%
Contract By 03/01/2026
Close By 03/31/2026

 

30-YEAR FIXED RATE
CONV

4.500%^ (4.621% APR)

Minimum Credit  Score 780
Required Money Down 10%
Contract By 03/01/2026
Close By 03/31/2026

 

Other offers are available; contact a loan officer for assistance at (866) 400-7126. Offers valid with financing provided by:

See licensing information below.

A Home That Makes Room for What’s Ahead.

A Holt home is about more than the space you live in. It’s where mornings begin, weekends slow down, and life has room to unfold. With thoughtfully designed homes and special financing with below-market rates through our affiliated lender, we can help you start this next chapter with a payment that feels right—for your budget today and the life you’re building ahead.

  • Lower monthly payments that make it easier to move now
  • Flexible financing options that fit your lifestyle
  • Thoughtfully designed homes for every stage of life
  • Local people who guide you through every step

Schedule a tour today and take the first step toward a home you’ll feel good about.

Schedule a tour today!
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Your new home is waiting.

Our move-in-ready homes are built with quality materials, thoughtful design, and the details already taken care of. No construction delays, no guesswork—just a brand-new home that’s ready when you are.

Enjoy the ease of:

  • A finished home with modern features and lasting value
  • Predictable timelines and straightforward pricing
  • Energy-efficient design that can save over time
  • The confidence of buying from a trusted local builder

See Why Homeowners Choose Holt :)

Join hundreds of happy homeowners who found their perfect home with Holt Homes!
 
Start Your Journey

Are you ready to find your perfect home?

*Loan promotions are valid for buyers who sign purchase agreements on select homes with Holt Homes between February 2, 2026, and March 01, 2026, inclusive, and close on or before March 31, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 3.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,601.35. APR = 4.726%.Taxes, hazard insurance, and monthly mortgage insurance premiums are not calculated in the above payment; the actual payment will be higher. This interest rate is available to owner-occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation, and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican MortgageCorporation.

^Loan promotions are valid for buyers who sign purchase agreements on select homes with Holt Homes between February 2, 2026, and March 01, 2026, inclusive, and close on or before March 31, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.500% and a10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,530.89. APR = 4.621%. Taxes, hazard insurance, and monthly mortgage insurance premiums are not calculated in the above payment; the actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation, and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes, and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.

HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmericanMortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Oregon License #ML-5694.

Holt Homes (HH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. HH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with HH or HMC will not affect your ability to obtain products and services from these companies.

‡Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options, and upgrades which can be made to homes.