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START YOUR JOURNEY OF FIRSTS WITH HOLT.

New Beginnings Made Even Better with Personalized Savings.  

The new year brings new beginnings, and there’s no better place to start than in a new home. At Holt Homes, we build more than houses—we create spaces where life’s most meaningful moments happen. From your first family meal to your first cozy evening in, every moment is special in a home that’s yours from day one.

Discover how Holt Homes can make your journey to homeownership more affordable—read more to explore your savings options!

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EVERY MILESTONE BEGINS AT HOME

3.99% (5.765% APR) FHA/VA with
1-0 Buydown

Ready to make a move in 2025? Lock in a rate as low as 3.99% for the first year with our 1-0 buydown program, exclusive for FHA and VA buyers. Enjoy a low initial rate for your first year—keeping your first 12 months stress-free.

Benefits Include:

  • Available for eligible buyers using FHA/VA financing
  • Specially designed to ease first-year costs - save up to $700 on your monthly payment
  • Move into your new home with more financial flexibility - save up to $20,000 in the first 3 years
Schedule a tour today!
YOUR NEW HOME FOR YOUR NEXT CHAPTER

4.99% (6.283% APR) Conventional Loan

Prefer a conventional loan? We’ve got you covered with a competitive rate as low as 4.99% for the first year—making homeownership simple and predictable. Growing families need more space — but affordability matters too. Get the room you need and the rate you want. Your next chapter starts here!

Benefits Include:

  • Fixed 5.99% rate after the first year for long-term stability - save up to $17,000 in the first 3 years
  • Ideal for buyers seeking conventional financing
  • Move in knowing your monthly payments are predictable -save up to $300 on your monthly payment 
MORE WAYS TO PERSONALIZE YOUR PURCHASE

4% of Purchase Price Toward Incentives

Receive 4% of your home’s purchase price to use toward closing costs, rate buydown options, or design upgrades. It's your home—make it your own!

Benefits Include:

  • Use funds to lower closing costs or buy down your rate
  • Add personal touches with available upgrades
  • Flexible options tailored to your needs
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Our homeowners love us :)

Join hundreds of happy homeowners who found their perfect home with Holt Homes!
 
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Are you ready to find your perfect home?

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*Available for select Move-in Ready single-family detached inventory homes at select Holt Homes Oregon and Washington communities (see sales professional for details). All applications are subject to credit approval and agency maximum seller contributions. Not all applicants will qualify. Applications must be received by CLM Mortgage, Inc. and rate locked by noon on 02/04/2025. The home must close by 02/28/2025 to qualify for the promotion. Financing offered by CLM Mortgage, Inc, NMLS #215239, Mortgage Lending License #215239, Consumer Loan Company License #CL-215239. The above information for FHA Mortgage is based on an FHA Loan with a 3.5% down payment, loan amount $490,943 minimum credit score of 680. Rate also available for VA loan program. The above information for a Conventional Mortgage is based on a Conventional Loan with a 5% down payment, a loan amount of $475,000 minimum credit score of 740. This is not an offer for an extension of credit nor a commitment to lend. Holt Homes is affiliated with CLM Mortgage, Inc. This offer cannot be combined with any other promotional offers. This advertisement is for illustration purposes only and isn’t part of a legally binding contract.