Find home today for monthly payments as low as $1,675*.
At Holt Homes, homeownership should feel possible, not out of reach. That’s why we’re offering below-market financing designed to help more people move forward with confidence.
With as little as 3.5% down, choose between a 2/1 Buydown for a rate as low as 2.75% for the first year 4.625% 30-year fixed FHA. Whether it’s your first home or your next one, our goal is the same: to help you find a place that fits your life — and your budget.
This limited-time offer won’t last—secure your savings before December 2nd!
Financing options that fit your plan for the future.
2.75% Yr. 1
| APR | 5.530% |
| Year 2 | 3.75 |
| Year 3-30 | 4.75 |
| Minimum Credit Score | 680 |
| Required Money Down | 3.5% |
| Contract By | 12/02/2025 |
| Close By | 12/31/2025 |
2.99% Yr. 1
| APR | 5.173% |
| Year 2 | 3.75 |
| Year 3-30 | 4.75 |
| Minimum Credit Score | 680 |
| Required Money Down | 10% |
| Contract By | 12/02/2025 |
| Close By | 12/31/2025 |
4.625%
| APR | 5.239% |
| Minimum Credit Score | 680 |
| Required Money Down | 3.5% |
| Contract By | 12/22/2025 |
| Close By | 01/30/2025 |
4.99%
| APR | 5.204% |
| Minimum Credit Score | 740 |
| Required Money Down | 5% |
| Contract By | 12/22/2025 |
| Close By | 01/30/2026 |
3.99%
| APR | 4.427% |
| Minimum Credit Score | 740 |
| Required Money Down | 5% |
| Contract By | 12/06/2025 |
| Close By | 01/06/2025 |
Because home is more than square footage.
A Holt home is about more than the space you live in. It’s where mornings begin, where weekends slow down, and where life starts to feel settled. Our below-market financing helps you get there with rates that make sense for real budgets and real life.
- Lower monthly payments that make it easier to move now
- Flexible financing options that fit your lifestyle
- Thoughtfully designed homes for every stage of life
- Local people who guide you through every step
Schedule a tour today and take the first step toward a home—and a rate—you’ll feel good about.
Your new home is waiting.
Our move-in-ready homes are built with quality materials, thoughtful design, and the details already taken care of. No construction delays, no guesswork—just a brand-new home that’s ready when you are.
Enjoy the ease of:
- A finished home with modern features and lasting value
- Predictable timelines and straightforward pricing
- Energy-efficient design that saves over time
- The confidence of buying from a trusted local builder
See Why Homeowners Choose Holt :)
Join hundreds of happy homeowners who found their perfect home with Holt Homes!
Are you ready to find your perfect home?
2/1 Buydown FHA
New contracts only. Available for select homes at select Holt Homes Oregon and Washington communities (see sales professional for details). For Advertisement Purposes Only. Not all applicants will qualify. All applications are subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. CLM Mortgage Inc. #215239, 480 Wildwood Forest Dr. 802 Spring, TX 77380, 888-984-888; AZ Mortgage Banker License #1047891; CA- Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, RMLA #41DBO-183025; ID Mortgage Broker/Lender License #MBL-2080215239; NV Mortgage Company License #5786; OR Mortgage Lending License #215239; TX Licensed under Company NMLS #215239 (www.nmlsconsumeraccess.org). Applications must be received by CLM Mortgage, Inc. and the rate locked by 4 pm PST on 12/2/2025. Home must close by 12/31/2025 to qualify for promotion. Financing offered by CLM Mortgage, Inc, NMLS #215239. The above information for FHA Mortgage is based on an FHA Loan with 3.5% down payment, loan amount $417,302 minimum credit score of 680. Payments above reflect principal and interest only.
2/1 Buydown CONV
New contracts only. Available for select homes at select Holt Homes Oregon and Washington communities (see sales professional for details). For Advertisement Purposes Only. Not all applicants will qualify. All applications are subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. CLM Mortgage Inc. #215239, 480 Wildwood Forest Dr. 802 Spring, TX 77380, 888-984-888; AZ Mortgage Banker License #1047891; CA- Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, RMLA #41DBO-183025; ID Mortgage Broker/Lender License #MBL-2080215239; NV Mortgage Company License #5786; OR Mortgage Lending License #215239; TX Licensed under Company NMLS #215239 (www.nmlsconsumeraccess.org). Applications must be received by CLM Mortgage, Inc. and the rate locked by 4 pm PST on 12/2/2025. Home must close by 12/31/2025 to qualify for promotion. Financing offered by CLM Mortgage, Inc, NMLS #215239. The above information for Conventional Mortgage is based on a Conventional Loan with a 10% down payment, loan amount of $540,000 minimum credit score of 740. Payments above include principal and interest only.
30 Year Fixed
New contracts only. Available for select homes at select Holt Homes Oregon and Washington communities (see sales professional for details). For Advertisement Purposes Only. Not all applicants will qualify. All applications are subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. CLM Mortgage Inc. #215239, 480 Wildwood Forest Dr. 802 Spring, TX 77380, 888-984-888; AZ Mortgage Banker License #1047891; CA- Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, RMLA #41DBO-183025; ID Mortgage Broker/Lender License #MBL-2080215239; NV Mortgage Company License #5786; OR Mortgage Lending License #215239; TX Licensed under Company NMLS #215239 (www.nmlsconsumeraccess.org). Applications must be received by CLM Mortgage, Inc. and the rate locked by 4 pm PST on 12/22/2025. Home must close by 1/30/2026 to qualify for promotion. Financing offered by CLM Mortgage, Inc, NMLS #215239. The above information for Conventional Mortgage is based on a Conventional Loan with a 5% down payment, loan amount of $475,000 minimum credit score of 740. Above information for FHA Mortgage is based on an FHA Loan with 3.5% down payment, loan amount $490,943, minimum credit score of 680. Rate also available for VA loan program.
7/6 ARM
New contracts only. Available for select homes at select Holt Homes Oregon and Washington communities (see sales professional for details). For Advertisement Purposes Only. Not all applicants will qualify. All applications are subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. CLM Mortgage Inc. #215239, 480 Wildwood Forest Dr. 802 Spring, TX 77380, 888-984-888; AZ Mortgage Banker License #1047891; CA- Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, RMLA #41DBO-183025; ID Mortgage Broker/Lender License #MBL- 2080215239; NV Mortgage Company License #5786; OR Mortgage Lending License #215239; TX Licensed under Company NMLS #215239 (www.nmlsconsumeraccess.org). Applications must be received by CLM Mortgage, Inc. and the rate locked by 4 pm PST on 12/06/2025. Home must close by 01/06/2026 to qualify for promotion. Financing offered by CLM Mortgage, Inc, NMLS #215239. The above information for Conventional Mortgage is based on a Conventional Loan with a 5% down payment, loan amount of $475,000 minimum credit score of 740.